Beneficiaries of National Rural Livelihoods Mission

• Some of the selected beneficiaries include Self Help Groups working on Anti-alcohol movement, maize value chain and marketing from Bihar, Brick making unit from Chhattisgarh, Business correspondent Sakhi and tamarind value chain and marketing and one beneficiary from Jharkhand, Manufacturing and marketing of sanitary napkins and DDU-GKY from Madhya Pradesh, Manufacturing and marketing of solar panels and lamps from Rajasthan, Pashu Sakhi (animal para vet) and DDU-GKY beneficiary from Maharashtra, Interventions for welfare of disabled persons from Tamil Nadu, External community resource person for formation of SHGs from Telangana, Dairy farm from J&K and Collection and marketing of neem seeds from Gujarat.
• Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) is one of the flagship programmes of the Ministry of Rural Development, Government of India to alleviate rural poverty. The centrally sponsored programme seeks to mobilize about 9 crore households into SHGs and link them to sustainable livelihoods opportunities by building their skills and enabling them to access formal sources of finance, entitlements and services from both public and private sectors. It is envisaged that the intensive and continuous capacity building of rural poor women will ensure their social, economic and political upliftment.
• DAY-NRLM has emerged as the largest institutional platform for women’s empowerment. The Mission has now initiated implementation in 4884 blocks spread across 600 districts in 29 States and 5 Union Territories. As of May’18, more than 5 crore women have been mobilized into 45 lakh Self Help Groups (SHGs). In addition, 2.48 lakh Village Organizations and 20,000 Cluster Level Federations have also been promoted.
• The Mission has created dedicated sensitive support structures in all states. Every state now has a State Rural Livelihoods Mission manned by over 20000 professionals at various levels for providing training and capacity building and long-term handholding support to the Women’s organisations.  However, the cornerstone of the Mission’s implementation strategy is the community-driven approach adopted under the programme.  More than 1.8 lakh community members have been trained and deployed to provide support to the community institutions in a variety of themes, such as bookkeeping, training and capacity building, financial services etc.
• This also includes more than 25,000 Community Livelihoods Resource Persons (CLRPs) such as KrishiSakhi and PashuSakhi who provide 24 X 7 doorstep extension services to the small and marginal farmers including dairy farmers.
• The Mission, with the support of Reserve Bank of India (RBI), Department of Financial Services (DFS) and the Indian Bankers Association (IBA) has been successful in achieving a quantum jump in the amount of bank credit accessed by SHGs. More than Rs. 1.64 lakh crore of bank credit has been accessed by the SHGs in the last five years. The quality of the portfolio has also shown a marked improvement in the NPA reducing to 2.3%.
• DAY - NRLM is also providing Interest Subvention to women SHGs availing Bank loans uptoRs. 3.00 lakhs. The interest subvention scheme ensures availability of loan @ 7% per annum. In select 250 districts an additional subvention of 3% is also allowed for timely repayment of loans reducing the effective interest rate to 4%. Since Inception, Rs. 2324 crores have been provided under the scheme.
• The Mission has trained 1773 SHG members as Banking Correspondents to provide last mile delivery of financial services. As of Mar’18, transactions amounting to Rs. 331.54 crores have been completed.
• In order to promote agro-ecological practices to increase women farmers’ income and reduce their input costs and risks, the Mission has been implementing the Mahila Kisan Shashaktikaran Pariyojana (MKSP). As on date, more than 33 lakh women farmers are being supported under this programme.  Further, more than 8 lakh women farmers have been mobilized into more than 86000 Producer Groups (PGs) and 126 Producer Companies (PCs).
• The Mission has also established 6222 Custom Hiring Centre/ Community Managed Tool Banks across multiple States. These CHCs enable small and marginal farmers provided access to farm equipment and services such as soil testing, cold chain management at a nominal rate.
• DAY-NRLM is implementing Start-Up Village Entrepreneurship Programme (SVEP) that aims to support entrepreneurs in rural areas to set up local enterprises. Launched in 2015, the programme has been supporting 22625 enterprises.